HB1001 … Liability and the Home Inspector


The upcoming HB1001 will specify liability responsibilities and limitations for both inspectors and their clients. Among them are:

  1. The home inspector shall not be held liable for the contents or omissions of a home inspection report if relied upon by any individual or person other than the client as identified by the executed contract for the specific home inspection.
  2. The home inspector shall maintain insurance against errors and omissions and general liability, with coverages of not less than $250,000 per occurrence and $500,000 in aggregate and with deductibles of not more than $15,000.
  3. An action to recover damages arising from a home inspection report must be commenced within one year after the date the report is delivered regardless of when the claim is discovered by the client.
  4. The PA state licensing board will wield the broad power to revoke, suspend, limit or otherwise restrict a home inspectors license.
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